The Veltiono team · Updated: 6/12/2026 · 2 min read
In Thessaloniki (climate zone Γ), home renovation is subsidised by the «Anakainisi Katoikias» programme (Anakainizo 2026) at 70–95% of the eligible cost, up to €36,000 per dwelling. Climate zone Γ sets how demanding the energy works are (insulation, windows, heating). Per ΚΥΑ 86272/ΕΞ2026 (ΦΕΚ Β' 3058/2026).
See how much renovation subsidy you may be entitled to in Thessaloniki through the «Anakainisi Katoikias» programme (a.k.a. Anakainizo 2026), based on official sources.
Thessaloniki sits in a colder climate zone, where thermal insulation, replacing window frames and installing a heat pump are the most effective works for moving the property up an energy class.
The figures below are indicative national project-cost ranges — not subsidy amounts. We do not apply a per-city markup: the official Greek cost indices (ΕΛΣΤΑΤ) are published nationally, not by city. The final cost depends on contractor quotes.
| Work | Indicative cost | Unit |
|---|---|---|
| Renovation works (60–80%) | ||
| Bathroom | 3,000–7,000 € | per bathroom |
| Kitchen | 4,000–9,000 € | flat rate |
| Electrical | 35–70 € | per m² |
| Plumbing | 25–55 € | per m² |
| Energy upgrades (20–40%) | ||
| Window frames | 450–800 € | per window |
| Insulation / facade | 40–90 € | per m² |
| Heating system | 2,000–12,000 € | depends on system |
| Domestic hot water | 800–2,500 € | flat rate |
Cost sources: ΕΛΣΤΑΤ — Construction cost index, new residential buildings · Exoikonomo 2025 — eligible-cost ceilings
couple · 90 m² · 2 bed · income ~€24,000
Works: Insulation / facade, Window frames, Heating system, Domestic hot water, Bathroom
Illustrative example — not a real client.
household · 70 m² · 2 bed · income ~€17,000
Works: Insulation / facade, Window frames, Heating system
Illustrative example — not a real client.
The climate zone (ΤΟΤΕΕ 20701-3) sets the insulation and heating requirements for the energy part of the renovation.
Thessaloniki is in climate zone Γ. The colder the zone, the stricter (lower) the maximum allowed thermal transmittance U that energy works must meet in a radical renovation.
Maximum allowed thermal transmittance U for a radical renovation — zone Γ
| Building element | Max U |
|---|---|
| External walls | 0.45 W/(m²·K) |
| Roof / deck | 0.40 W/(m²·K) |
| Floor over pilotis | 0.40 W/(m²·K) |
| Windows/openings | 2.80 W/(m²·K) |
Energy works are what raise a property's energy class; how far depends on the building and the works carried out.
U-limit source: ΤΟΤΕΕ 20701-1/2017 (Πίνακας 3.4α)
The rates and limits below apply nationally to the whole «Anakainisi Katoikias» (Anakainizo 2026) programme — they are not specific to Thessaloniki.
Rates and limits are set by ΚΥΑ 86272/ΕΞ2026 (ΦΕΚ Β' 3058/2026); implementation details are specified in the Implementation Guide.
If you own or have usufruct of a dwelling in Thessaloniki and meet the income/asset criteria, most likely yes. Check whether you qualify and how much with our free calculator.
We cover the areas and postal codes (ΤΚ) of metropolitan Thessaloniki as defined by ELTA. See the list of areas above.
The climate zone (ΤΟΤΕΕ 20701-3) sets the insulation and heating limits the energy works must meet. See the detailed table above.
The «Anakainisi Katoikias» programme (Anakainizo 2026) subsidises 70–95% of the eligible cost, up to €36,000 per dwelling. Amounts are set by ΚΥΑ 86272/ΕΞ2026 (ΦΕΚ Β' 3058/2026) — see your estimate in the calculator.
Official sources and legal references. The 2026-wave parameters are set by ΚΥΑ 86272/ΕΞ2026 (ΦΕΚ Β' 3058/2026); implementation details are specified in the Implementation Guide.